Greetings and welcome to the guide about Feather insurance. To help you find all the information you might need to choose which health insurance to have in Germany, we’ve made this as simple and easy to browse through as possible.
The three primary categories of insurance are covered in this guide:
We’ll begin with a quick synopsis of the German healthcare system before getting into more in-depth subjects like selecting a healthcare provider. Although the majority of public health insurance plans, or Krankenkassen, offer comparable coverage, there are some minor variations. For instance, DAK has the best coverage for childbirth, but TK offers the finest customer service in English.
The specifics of applying for health insurance, such as membership, eligibility, qualifications, anticipated monthly fees, visa and residency permit laws, and more, will be covered in the final section of our book.
The health insurance system in Germany
Public and private insurance companies make up the two categories of German health insurance. While they have somewhat different qualifying standards, both provide patients with complete coverage. The following are a few of the most typical causes:Income: In order to apply for private health insurance, you must earn more than a specific amount annually if you work for a German firm.
If you intend to remain in Germany, we will suggest either private or state health insurance based on your future objectives.
How Walking Became The Coolest Workout
In March 2020, when the brick-and-mortar fitness industry shut its doors during the lockdown, the workout world was instantly rocked. During the strict stay-at-home period, aside from going to the grocery store, walking, hiking, and running were some of the only ways for some people to simply get out of the house. By the spring, the CDC endorsed walking with others (socially distanced, of course) as an acceptable and somewhat safe activity.
So, after months of isolation and Zoom workouts, walks with friends became the new happy hour.
- Income: If a German company employs you, you need to earn over a certain amount each year to apply for private health insurance.
- Plan to stay in Germany: Depending on your future goals, we will recommend either private or public health insurance.
- Family and family planning: Getting your children covered under health insurance is essential — and depending on the size of your family or your plans, it might be better to go with public or private insurance.
- Citizenship: Insurance is different if you’re not from the EU, so it’s important to consider that when deciding.
- Employment status: Are you employed by a German company, or are you a freelancer? This actually can affect your eligibility for some policies.
- Length of time in Germany: Because health insurance is required, it means that you’ll have an insurance history if you’ve been here longer. This history can affect your eligibility.
- Overall health: Pre-existing conditions and some medications can make signing up for private health insurance pretty challenging.
If you’re interested in seeing which of the many policies might be a good fit for you, we’ve created this health recommendation tool to help you explore!